Bank the Unbanked

Pantrypoints Banking is a low-cost moneyless banking system that circulates the economy unserved by the financial system

The late multiplication of banking companies in both parts of the United Kingdom, an event by which many people have been much alarmed, instead of diminishing, increases the security of the public.

Adam Smith
Adam Smith The Wealth of Nations, Book 2, Chapter 2

How it Works

Gain points with other users and companies in the moneyless economy

Illustration for Gain points with other users and companies in the moneyless economy

Inspired by the Moneyless, Paperless system of the Inca

Points-banking allows the regulated transfer of points between users

Icon
Moneyless Ok!

Points Banking allows economies to work even after a total financial collapse

Icon
Decentralized

Parties keep their own information, preventing info asymmetry

Icon
Flexible

Points Banking does not use blockchain and can work offline, just as the Inca were offline

Icon
Asynchronous

Parties do not need to fulfill their part immediately

Icon
Cost Effective

Points Banking can be deployed on the cloud to reduce costs

Icon
Integrates with Taxation

Points Banking will integrate with Pointtax to allow tax payments in kind

Awards

Avatar
Top 5 in the Fintech Edition as Debt Clearing System
Startup Weekend Cambodia 2017
Avatar
2nd Place as Social ROSCA
Infinity Blockchain Labs Nationwide Vietnam Blockathon 2017